Thank you much for the info, what is most attractive is simple taxes for sure. Don't have the time really to mess with two trading accounts so I'll go with the roth. Trick now is to get my cash out of ally. 50 bucks to withdraw and I haven't made any trades lol. Chalk that up to not doing enough research. Robinhood I just bought the usual divi stocks after I found out they didn't allow pennies, so it can just sit there until the cows come home. They also link to turbo tax. A plus. Monday is a bank holiday so I have to wait to see if I can transfer from one roth into another. I'm assuming I can have two different as long as I don't try to put the max contribution in both? Not worried about retirement just yet....unless the gubmint takes over the 401s. Then I'll be looking for sales on no brand cat food LOL
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