An IRA is composed of whatever you choose. It's the account name.
I backed into mine thru a transfer from my TSP account in order to avoid tax when I closed my TSP(US Gov.) account.
The transfer was tax free and I created both accounts at TDA in order to make this transfer.
My stocks are in a regular IRA and a ROTH.
At retirement, withdrawls from a Reg. IRA are taxable.
The roth IRA, deposits are taxed (going in) but at withdrawl time is 100% tax free.
You can create these accounts at most brokerages I assume. Mine are at TDA.
Ed Slott, a speaker on public TV during fund raising is an expert on ROTH, he also has a DVD set. He is a financial advisor. Watch him if at all possible, he also talks about tax strategies and tax free life insurance policys you can collect on WITHOUT dying. Lots to learn from him.
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