This may help with insurance policies. You can read about this in an article written by Dr. Sean Young here, but there is still a lot of work that needs to be done before we can accurately predict if someone is likely to be a risk taker.
Are there smartphone communication apps that you can recommend that are optimized for driver safety?
There are several mobile apps that will help prevent distracted driving accidents. Here are six mobile applications that will automatically disable certain functionality within wireless devices while a vehicle is in operation
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