I agree - there is no guarantee. However, the best one can do as an investor is to work with the information that we have. We've already seen an uptick in activity: Mnuchin stating that housing finance reform will occur after the midterms, Brian Brooks (who was selected as a potential Mnuchin's deputy at Treasury early on) lobbying Congress for action, and most recently, Bob Corker stating that administrative action is very likely to come. If none of those signs point to year-end 2018/early 2019 unilateral administrative action, I don't know what will.