Couldn't agree any more. My belief is they are getting things aligned here especially when you take things collectively since 1st of the year. Although I have been screaming for independent board members for the last year. Usually when I start my tirade that and financial short-comings just irk the crap out of me. Many new eyes lately and I believe the 1st 100K day in quite awhile. Two independent board members would be huge as it would garner much attention from deep pockets. You taiked about the TFSA. I have done exactly what you said in a 401K without paying taxes. Unfortunately I have to pay taxes on withdrawals.