I don't think you are dumb I've never said that! But I did already say I'm not interested in proving or disproving the validity of your statement. So no I do not want to wager 100k. As for the larger wager, well I don't have 500k cash yet to play with like that. Key word 'YET', but do you see what I did their? I admitted what I don't have. That's called humility. Try it and sometime and you will be able to free up a lot of your time. Time that you could use let's say not on this board, but other places that will actually have a return in your life and on the time spent. Now let the insults commence for being younger than you and not having as much money yet because of it...predictable.
You get on this board only to hear yourself talk..that's narcissistic. ;)