Sometimes things move really fast before a lot of people realize what just hit them. I respect the fact that you are highly knowledgeable about Ripple. And that what you have stated makes sense. Plz also let me present a different perspective.
The World has seen a lot of technology revolution that has initially blinded lots of people. Nobody thought a human could land on the Moon. Nobody thought Amazon could be worth $1,000 per share when it was hovering around $7. Nobody saw Bitcoin hitting $19k few years ago.
Tech disruption is such that it is hard to anticipate until it really changes everything. What is $5 and trillions in market cap! If the tech is sufficiently disruptive, Ripple can easily be worth trillions. No doubt.
Just because few academics who are so called experts predicted that Bitcoin will fail. That stopped me from investing in bitcoins. Lo and behold - A small investment would have turned me into a multi millionaire. It is crazy to imagine seeing Ripple go to $100. But it is also entirely possible.
$SS!!!