"What congress seems to overlook is the fact that everything worked perfectly during the crash of 2008. The government gave them a backstop - then got paid back with a profit. Why would the government want it to be any different in the next crash?"
--Good Post, thank you.
I don't think they're overlooking it, they've chosen to not let a good crisis (especially one wherein they have gotten away with so much) go to waste; it appears CONgress is being paid by the Banks to take away the GSE gold, Corker and Hensarling being two of many examples...