'dekeferrell' Agreed it 's a virtue, one that shouldn't be squandered on fruitless, futile pie-in-the-sky valuations. Give ACOL 'till March, which should see CA come into play & see if the needle has moved to any meaningful degree & THEN, give me your take on ACOL's viability. Bookmark this post 'till then, Thanks. GLTA Play it as you see it