The entire Financial Crisis was manufactured by Gov/Federal Reserve/TBTF banks to take down Fannie & Freddie and gift their business to TBTF banks. If one looks into all the events leading up to the crash, the pieces of the puzzle all fall into place. The Financial Crisis Inquiry Commission Report documents much of it.
The chart below illustrates the gradual infiltration of banking execs into the Federal Gov spanning several decades. It has grown much since it's creation.
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