True,, DTC chill is totally different from CE. It is absolutely fine with most of them except Fidelity. FRFS is going to run like OWC$P after it is crossed 50 cents
But Ameritrade has loosened up a lot in the last 2 years (I've been with them for 14), so if you left in 2015, that may have been while they were still a lot stricter.