Come on Navy, Realtors do not make 3 to 6%, they work out of offices that take 30 to 50% of their half, so that 3% is really 1.5 to 2%, and if another realtor is involved then they split that 6% with them same rule above applies, I've never charged any client the full 6% if I sell my own listing. Man starting to sound like Govt after the collapse blaming mtg brokers, title cos, and appraisers, blame everyone but the banks and lenders that actually created the mess to begin with.