It's a sucker stock. Very risky and the moderate yield doesn't compensate for the risk.
I don't see much that would deter all four insiders from packing the company treasury in a suitcase if things got really tough and leaving the country. I have no idea how honest these people are but I see red flags with any such tiny operation.
At minimum I'd like to see an audit by a Big 4 CPA firm. That shouldn't cost much since LOAN is so small.