JD, it could be used by personal lines insurers more than for the companies with large fleets. The larger companies will assume a large deductible for their insurance coverages. A large company may take a $500,000+ self insured retention or deductible for it's automobile insurance coverage. In my opinion, this is great for the insuance companies AND great for the large companies which maintain large fleets of vehicles. ONCI will need to get in front of the power generation, telecommunication and other large companies which maintain large deductibles where insuance would not necessarily provide any discounts. This is just my opinion.
ONCI WILL COVER THE WORLD ONCE THE INSURERS AND AUTO MANUFACTURERS BEGIN TO JUMP ON BOARD.
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