"Timothy Howard is not a source any more than you or I are. He's a blogger posting his biased opinion, the same as we are.
While it's ok to post his opinions, you shouldn't post them as if they are proven facts. "
rek,
Thanks, Timothy Howard previous CFO of FNMA is very well known in housing finance who carries some credibility than unknown bloggers. Once again it is opinion and not a proven fact.
As far Mel Watt is considered, Mel Watt is the best spokesperson for himself and he has done a very poor job of explaining himself as a FHFA Director.