But it is nice to know the odds when holding shares. The more we know on the negative side the better. Those who hear these odds might like to hold some shares. When the likelihood of failure looms in the darkness, there are plenty of people who are willing to gamble SHOM. However, it's nothing to take personal if not agreed upon. SHOM is what it is . . . all banged up and wounded. My shares are mostly sold but I have a few million left I am going to keep.
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