I've held since .39 and I've been through all of the giant runs and gut-wrenching drops. I've watched the pump-monkeys become giddy with excitement watch them claim "it'll never go under 6.00 again!" and 24 hours later the stock tanks back down to 2.00 or so.
The difference now is time is actually running out. There simply isn't enough time for a viable alternative. The closer you get to that deadline the more of a chance you have to get a better outcome.
If it doesn't happen this time around I don't see what other options there are that aren't extremely detrimental. And let's face it - lawmakers get nervous whenever economics are involved because they don't truly understand it as well as they try to act like they do. The GSEs are a huge part of the economy and if they screw it up they know they will be blamed for it. They will follow "expert" opinion on this.
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