The NWS stopping by the end of the year sure as hell is NOT in a timely fashion. I would have thought we would be hearing Fannie and Freddie were out of conservatorship, had been recapitalized, NWS stopped and excessive funds returned, warrants voided, and they were about to reapply for listings on the big exchanges.......BY THE END OF THE YEAR!. We continue to be taken advantage of by the government.