Correct. Video explains that if you spent, say $200,000 at 1.00, then sell now and you still have $60,000 remaining, which is a lot of money.
But if you bought at the top and did not sell at all despite many recommendations to sell, then "you're screwed" according to the video.
However, video also says that since OWCP lost 90% of its value, nobody is going to trust this company ever.