You have to do 30 trades a month to get 4.95 trades with E*TRADE I know cause I can do 30 buys and sell in one day I did 20 trades just with pgpm today
I use E*TRADE and its 4.95 too I was so surprised it used to be 9.99! Def helps!! I also use ustocktrade and its only 1 and t-0 and unlimited trades but you can't trade otc