agree 100%. risk tolerance is probably the first thing you're supposed to learn about in any basic finance class most people should've taken in middle or high school.
25% really? I think that is not very smart advice to think you should hold onto a stock down 25% in one day. These penny stocks are very volatile and they have trends and I think it is foolish to hold onto a down trending stock. No one knows where the bottom will be and it is usually very surprising how low they go. Why not wait for it to finally turn and save yourself 25% to 75%? I guess you don't do this for a living because one couldn't survive with that strategy. Good Luck to you though. I'll be waiting for the bottom and playing the bounce.