Jay, has Mindy Moskowitz sent you a refund yett? You did write her and demand your munny back, right?
Cuz that's the ONLY way you'll ever see a penny of your munny blown in this obvious scam.
Without Mindy coughing up a refund, yer munny is G-O-N-E.
If you haven't already, write or call Mindy and demand the Moskowitz loot stash send you a refund. It's your only chance, dude.