I would change financial planners immediately. Grey sheets... Lmao. Titan trades on the Toronto stock exchange and the OTCQX here in the states. At a minimum, a company has to have current Financial's to be on this exchange. The company has zero debt.
The grey sheets, generally, are where a company's stock goes after an SEC suspension. And it can come back if it gets its act together.
I wouldn't listen to him! He doesn't know anything about Titan. He just sees it as a penny stock and Financial Planners always tell their clients to stay away from pennies. All they want is you buying blue chip!!
As of right now, Titan has no debt. Therefore, even if your retirement coach was correct, there'd be no debt to settle if Titan ran out of money and went out of business. They'd just sell their patents and the engineering behind SPORT and distribute the proceeds on a pro rata basis to the shareholders and then iHub would declare bankruptcy because this board would go dark.