Yeah, they are waiting for your advice, they are stupid and dont know how to work in the modern world. LUckily you offer the wise idea, they had no inkling what to do, LOL
I paid with a credit card on clikia.tv. Also you are very confused. You don't make three deals with visa MasterCard and amex. You make a deal with one credit card processing company. Then you can accept all credit cards. PayPal is one of the biggest credit card processors. Square is another one people use a lot. Over a million websites use PayPal.