I like that there is a solution being presented that is NON legislative and allows the PRIVATE F and F to build up capital as the payments to the GOV stop (from the summary)
At same time - the CBO notes that private owners receiving profit spoils their analysis (from the summary)
I think (and have thought) it is time for open discussion of the solution of a private monopoly style utility ... in such approach dividends and profit go to shareholders but only once a pre set capital contribution OR CAPITAL LEVEL is met
This is not that different than requiring banks and insurance companies and others to have certain capital levels - but in return for a visible and stated GOV guarantee ....... the GOV would allow F and F to continue in near monopoly fashion