Yank, yank, yank...there you go again.
Seems you overlooked Congress not taking the advice of Regulators and advisors. Simply, it was about getting votes - which they did.
Let's not forget the D-Frank Act was to whitewash those two who were the two that you should be using to educate People. While you are at it, don't forget Tim G.
You are a good communicator, but you need to get your facts straight if you are trying to educate People.