Getting the PU right IS their priority. That is why I say don't even bother stressing about the NTI merger.
Index funds doesn't make any money. It doesn't even keep up with inflation. You lose money every time with index funds. It's just a place to park your money till something worthwhile comes along.
Minus the CD HCTI has followed a good business plan.
Need I remind you ALL pink sheets use CD? This one at least has REAL business.