You may very well be right. The useless Feds jumped the gun early last December so I'm thinking they will wait until it's "rock solid" for a rate increase.
No matter who you are or how you trade BAC has been and will be a fun one. The last few days proved to be fantastic for trading around a core position.
Throw some divvy news , which BAC was approved for earlier this year, in the mix and watch the fireworks.