'ashy2classy' Thank you for the clarification, however, please let me correct one thing, grandma never said sell PM's, in fact she believes PM's should be part of everyone's portfolio, what she's saying is that FFMGF is currently overpriced & reasons why & that the entry point is around 30C give or take, IOW, she's taking disciplined view of the investing genre & I'm just the messenger, so please don't shhot me. GLTA Play it as you see it