good post, good info. I did not know that about the US credit card market, but India is certainly a huge growth market for the business they are in.....I tried to buy some at .62 when I was at an airport recently, did not fill and now look at it....touched .95 today intra-day. Will this blow on through a $1 soon? sure looks like the stock has upward momentum. the board appointee from Square gives them a lot of credibility. He is being compensated with .75 options.