Hi Adam, Since it is an inherited IRA I had no say in the original formation of the portfolio, also the IRA was split in two, half for me and half for my brother which made it a little screwy as the number of stocks were simply divided in half, not consolidated so that the size of each stock position was too small to start AIMing and that there was no loose cash so some would have to be sold to meet the requirements of AIM.
As to a stock taking a dive, yeah if it is an Enron, a Washington Mutual Bank, or a Lehman Brothers, you would not get out of it with skin intact. However, this list: Merrill Lynch, AIG, Freddie Mac, Fannie Mae, and Royal Bank of Scotland, all were within a whisker of total failure but came back. So, like the economy as a whole, it is a craps shoot.
Best,
Allen
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