Looks like you are going to win Best Post of the Day Award. Congratulations. I love the way you highlighted the important stuff in red. A must read for everyone.
Most Community Banks have previously written down there preferred stock therefore it should not affect their finances to me that's a weird statement who can 100% make a prediction like that how does the gov know for sure whos finanaces are negativly effected or not and if so isnt that the same thing as predetermining the winners and looser. Who is that fair too? And if their in essence picking community banks to not be harmed to bad it demonstrates a lack of commitment to their own duty to protect and serve us as citizens am i over thinking that?