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OHMYGOD

05/26/16 8:58 PM

#8187 RE: ItsMyOption #8185

Thanks to you, you made it easy. Mine goes out on the first. Thanks for leading the charge.

OMG

linda1

05/27/16 1:35 PM

#8190 RE: ItsMyOption #8185

I reviewed the calculations you
e-mailed to me. You are including
the Tax Gross-up when you get $4.05.

I don't think this correct per the Formula
set out in the LTW Prospectus. Taxes - or
Tax Gross-up - is to be deducted first before
the 85% is calculated.

I stand by $ 3.157.