Oh Richard....I already know! I did subscribe for a number of years until his coverup of QQQQ fiasco but he was gracious enough to send a full refund on that years renewal.....reading his regurgatation about GNMA's also got a wee bit nauseating particularly in view of the fact that he abandoned all stock picks or anything else that even had the remotest chance of risk in his prediction ( excluding his once every 5 yr call).....if you don't recommend anything it's hard to be wrong. I still follow Bobby even though his pounding on the chest gets a bit sickening but I don't like to be in opposite corners since his macro calls are quite prescient....Bob has fallen in love with Bob and if he's not careful he may become double jointed....I won't be buying his letter again in my lifetime but thanks for your advice......keep those treasuries laddered now, ya hear. LOL