Don't be a jerk. People have the right to ask questions, including myself. I am still long and strong. I have talked to stockstud and Zero on the phone, and Zero has given me e-mail advice as well. I would never insult them, but asking questions is normal, thats what a message board is all about. In my opinion Zero and the guys have addressed all the questions with honesty. I know it makes me feel better. If you think everyone who worries about their money is a whiner then maybe you should be the one to "go away".