Couldn't that be misleading? Like what i was just saying? If you report that tiny piece of info , it can be very scary. But if it is said like this, it is much more a good insurance policy. 3 note consolidation which cannot be converted until Dec. 3, with AMAZON#1 on board and poss. Replacement by nontoxic ? Why don't you state it like that ? Very curious. GLTA. All IMO.