About Africa:
The fasted growing economy in the world: Nigeria
Cell phones are as common as in the rest of the world, but they don't care if it is second hand from our waist.
Most money transfers come from abroad. Africans who travel to Europe to seek a better future who send money to the family who stayed behind...
Don't be fooled with Unicef pictures when you think of Africa.
The richness is there, but not equally (just like in the rest of the world)
Most of the money transfers will be from outside Africa into Africa and to people who need the money without going to a bank.
Don't forget that most countries are present in Africa to help or exploit... the benefits and richness of what can be made from what is underneath the soil...(diamonds, rare materials - used in GSM's), wood, oil, solar energie, ...
This is a growing economy
MYEC will be huge