Thanks. My average is 6.55 and not willing to further average down since the loss is over $100K. Will wait for few years. I was going to get out on May 15, 2015 when it was just over 6.55 but was not able to get it filled. Hope you are right about your analysis. until today I was not thinking much but now under 4 and close of 3.85 is very concerning. Good Luck to you as well. Poorlistner.