The debt service coverage ratio requirement of 1.25 has made me wonder what the bank expected would happen when they signed GLGI up. That IBC loan was signed in Feb 2014 so they already would have had the MC order for calendar year 2014 which was lower than 2013. So they must've expected that to be filled somehow. In any case GLGI will have to do better than FY15 to say up on their debt. The wine order will help for this year.
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