Please direct me to the "bounces" on PR's,this year, and more specifically the insider buys you are referring to. Just here to learn and make money, my schooling tells me we are parked till re fi. I do agree with your last statement, been saying that for the last going on six years here. You can be long and not thrilled with the entire package, without contrarian thought this would be a dull place- and there's plenty of reason for it @ .73 IMO