Did you do the Numbers on ALKM and their cash problem? You can even give the ALKM board some Hypothetical Numbers and sales to show how AR would help ALKM?
To answer your other question as it relates to my knowledge in discussing ALKM,I have a High School Diploma.
Your probably right there Warren Buffett , banks are dying to give money to a company that has never shown a profit, has one foot in the grave and who not even filling inventory to boot. My companies made a lot of money but I've never had a bank loan me money with out a solid business plan for repayment.