lol....yeah I thumb more than my nose every month when I pay my mortgage to BoA. Makes me ill. Been here almost five years and got in some trouble a couple years ago and was never "late" meaning past 30 days but between the 16th and the day I paid I was getting multiple calls a day from those clowns even telling them you'll get it when you get on "this" day. Never understood how people managed to hang out in houses for months and not pay. I started telling them you'll be better off if you foreclose anyway, just to see what these geniuses would say. Most of the time it was an abrupt end to the conversation.....lol But this vote is huge if it is a no. Haven't heard if it is final or not. Last I saw it was 60% no.