Congress can't tie their shoe laces :) Aren't u expecting too much? lol Is HERA not enough? It said Mel Watt can end cship, and what else is left to reform? Cant they see all thats happening inside FnF? All that is needed in Housing is certainty n respect for rule of law.... Congress, FHFA, Treasury all bark no bite :) Only hope left is Judge Sweeney n Appeals court ruling which will set the tone for all....AIG ruling raised our odds big time