Fidelity is only interested in those people who will blindly hand over their money to one of their fund managers, that is how they make their money, complaints are tallied and once you meet a threshold of annoyance they say see ya later.
The penny market has been so overwrought with fraud that the SEC has set new safeguards in place and has put the burden on the brokerage houses, hardly anyone will touch pennies any more hence the impending collapse of the penny market and the rest of the market will surely follow.
Although interactive brokers is a tough to navigate and they have idle account fees you can trade in foreign currencies and foreign stocks, and hold money in foreign currencies which can be withdrawn in that currency throughout the world.
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