Right you are, but not only that, healthcare, 401k if matched, dental and many other benefits that are normally paid out. Less liability as well. IC agreements are "at will." Meaning if business slows, cutting time is easy (and no unemployment - I think)...lol For smaller firms it can be a way of getting expertise without the commitment and expense you have to make to a full time employee. I expect that will change rapidly once contracts and significant revenues are on the horizon. Doesn't worry me now though, in fact, I think it is smart on their behalf.
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