yup...thats the one...the billionaire extraordinaire states how but for the stroke of a critical piece of luck (in other words the grace of God) one's destiny could have followed quite a different path...similar speech given by Joanne Rowling, the Harry Potter author, at a Harvard commencement speech...its only one's ego that makes one think one has achieved something...not that effort is bad, but good karma dictates most things in life, but its for one to keep trying...
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