Replies to post #319 on A.I.M. "In Depth" Q&A (AIMQ&A)

[Toofuzzy]

Hi Tom

My intention is for the PHDG to be the cash.

I dont presently own long bond funds because I expect them to sink in the near future. After a rate spike I might get in to TLT and then continue to Aim it no matter what rates do.

In any event I set PHDG with standard Aim settings just for the heck of it but wonder what settings might be better to actually Aim even though I expect to trade this to fund other Aim accounts.

Toofuzzy

[Toofuzzy]

Hi Tom

Another issue I would like to address and would like your thoughts.

Other than that I put most of my "cash" in PHDG I am nearing a point that I feel I have enough stock and I am nervous about the market going forward.

For every $100,000 I have invested, I would like to sell $1,000 of stock for every $1,000 rise in my total account. Maybe in $5,000 chunks and buying back after a drop. AIMING is not giving me sales as quickly as my stock account has been going up.

None of my Aim accounts are near sales.

If I arbitrarily sell $5000 worth of stock and then buy it back that is a discount of only 5% or $250 on a $100,000 account or 2.5% on a $200,000 account. It doesnt seem worth it.

It just came to me that I could reduce the SELL SAFE to zero but I am reluctant to change settings as that is an emotional decision. When do I change it back?

I probably just put myself in retirement also so will start to need an income stream.

Any thoughts.

Toofuzzy