Replies to post #39442 on A.I.M. Users Bulletin Board (AIMUSERS)

[OldAIMGuy]

Hi Ray, Re: Diversified Portfolio....................

Here's a design that a few of us have modified for our own use:

http://paulmerriman.com/the-ultimate-buy-hold-strategy-2014/

My retirement account has been in the Ultimate strategy and fully funded since around 2009. I had many of the components earlier, but the weights had not been balanced until that time. I use AIM on each component with each one having its own cash reserve. It's done nicely over time.

We've given this a new name - Ultimate Buy and AIM Strategy or UBA for short.

If you read through each iteration I think you'll see what the author is suggesting. I've picked ETFs for the various components so that I can trade them when AIM gives me the proper signals. It's not a hyper active portfolio in that most of the components are "style" based funds (small, mid and large cap value in the US and ex-US markets along with REITS, gold, corporate bonds and some govt. bond influence). Don't forget the all important ingredient of CASH that is not in Ultimate Buy/Hold.