In NY, you can have up to $400 a day because this is over-priced New York. Who knows what a day will cost in future years. It's cheaper if you get the policy with your spousal, because they figure she will become your caretaker at home in the event you turn into an IHUB mullet.
Chances are, I'll never get to use it anyway. As a matter of fact, New York's new advertising slogan is, Come to New York for the food. Stay because you got murdered.
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