Replies to post #39133 on A.I.M. Users Bulletin Board (AIMUSERS)

[Toofuzzy]

Hi SF

Regardless of what the market is doing, I want to own certain segments of the market. I let AIM decide how much of each segment I want to own at any particular time.

So while many segments of the market are high, if I was just starting out I would still want to start with a large cap fund.

You can diversify by style or industry and I started out by industry but leaning more towards style now. I have also started nibbling at leveraged funds. so far ERX (oil) BIB (biotech) and URTY (small cap)

I want to own

Large, small, foreign, REIT, Biotech, Finance, Materials, copper, oil, silver, Consumer goods, Business Development, and a long term treasury fund after the first rate CUT (I have a long wait)

I own most of these and more (some I want to sell) now.

You don't need a lot of trading activity to take advantage of AIM and some things like Biotech I would have been better off just holding, but you never know.

I own REM right now and while I bought more on a dip, I am not really Aiming it yet. If the mortgage REIT market really crashes I might shift those assets over to MORL to start Aiming.

I would use the significant dividends from MORL to start an AIM account in something else. To stick with the theme, maybe BDCL

Right now ERX (leveraged oil companies ) SLW (silver Weaton ) SCCO (copper), BDCS or BDCL (business development companies) are down. But if you start an AIM account when something is low, you will never get the cash allocated to it invested. So that is why I think it is more important to decide what it is you want to own and worry about when to own it as a different issue.

The free ETFs have and S+P 500 fund, a Russel 2000 fund, a foreign EFA fund, a REIT fund, a long treasury fund. That is all I really need and when / before I get senile, that is what I might direct whoever I have managing my assets to put my account in to.

Toofuzzy